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If you are uninsured or doing self-pay for your therapy sessions, you are entitled to receive a “Good Faith Estimate” (or GFE) from your therapist.

The GFE outlines the charges you are expected to incur for therapy services provided to you. The GFE became effective January 1, 2022, when a ruling went into effect called the “No Surprises Act,” which requires mental health practitioners to inform their clients of the cost of items and services that are reasonably expected for the clients’ mental health care needs.

While it is not possible for a psychotherapist to know in advance how many psychotherapy sessions may be necessary or appropriate for a given person upon the initiation of psychotherapy, the GFE provides an estimate of the cost of services that your therapist expects to provide to you.

Your total cost of services will depend upon various factors and individual circumstances, including the severity of your symptoms, your support system, your ability to use tools and resources for mental health, your consistency with your therapy sessions and personal self-care, the number of psychotherapy sessions you attend, etc.

The GFE is not a contract and does not obligate you to obtain any services from the provider(s) listed, nor does it include any services rendered to you that are not identified in the document.

While most of our Karuna therapists provide out of network services, a couple of our therapists do take clients who have Anthem Blue Cross Blue Shield (BCBS) and Aetna insurance coverages.

Before you schedule your first session be sure to talk with your therapist about your financial investment in your mental health, including insurance coverage, out of pocket co-pays, expected cost of therapy and payment options.

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